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Bounce too many checks, and you’ll find yourself in the Chexsystems, which many banks use to evaluate potential new banking customers.
For others it’s simply a distrust of the banking system or frustration with limited hours or the hoops one has to jump through to get service.
It’s not at all uncommon for consumers to spend 3% or more to get a paycheck cashed.
In addition to high cost, check cashing stores present several other problems to consumers. Taking your paycheck to a check cashing store and walking out with hundreds of dollars in cash is like wearing a bulls eye on your back.
All prepaid cards charge various fees, but some of them waive some or all of the fees if you sign up for direct deposit.
So here are the top free prepaid cards and low fee prepaid cards to consider.
There is one other important benefit to these cards–online bill pay.
The top prepaid cards can be used to pay bills online.
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